A trusted partner in
property finance.
We arrange bridging, commercial, development, buy-to-let and second-charge finance for UK borrowers — structured around your goals, not the high street.
Property finance,
reimagined.
Capitalis was founded on the belief that property finance should be transparent, accessible and genuinely tailored. Too often, borrowers are forced into off-the-shelf products that don't reflect how modern property deals actually work.
We operate as an independent, whole-of-market brokerage — specialising in bridging, commercial, development, buy-to-let and second-charge mortgages. Our advisors have structured finance across residential, mixed-use, HMO, semi-commercial and development projects throughout the UK.
Every mandate is handled by a senior advisor from first call to completion. No handoffs. No call centres. Just direct access to the people arranging your finance.
Four principles
that shape every deal.
Whole-of-market.
Independent access to 150+ UK lenders — from high-street banks to private offices and specialist funds.
Structured, not sold.
Every mandate begins with your strategy. We structure the capital stack around the outcome — not the product.
Plain English.
No jargon, no fog. You'll always know where your application sits and why the rate is what it is.
Speed with discipline.
Decisions in principle within 24 hours where viable. Fast doesn't mean reckless — it means prepared.
Our mortgage services.
Flexible mortgage and finance solutions designed to support every stage of your property journey.
FCA Reference Number: 953250