CapitalisLegal
Privacy Policy

How we handle your information.

Plain-English notes on what we collect, why, how long we keep it, and the rights you have over it.

§ 01

Who we are.

Capitalis Commercial Funding (“Capitalis”, “we”, “our” or “us”) is a UK mortgage and commercial finance brokerage. We are the controller of personal data collected through this website and during the course of arranging finance on your behalf.

For any privacy-related enquiry, contact us at tam.ambia@capitaliscommercial.co.uk.

§ 02

Information we collect.

We collect information you provide directly — such as your name, contact details, employment and income information, property details, identification documents and bank statements — together with technical data (IP address, device, browser) collected automatically when you use this site.

Where required to assess affordability or verify identity, we may also receive credit reference, fraud-prevention and Know-Your-Customer information from third-party agencies.

§ 03

How we use your information.

We use personal data to:

  • 01Assess your finance requirements and arrange suitable products with lenders.
  • 02Verify your identity and meet anti-money-laundering obligations.
  • 03Communicate with you about your enquiry, application and ongoing case.
  • 04Comply with regulatory, tax and legal obligations.
  • 05Improve our services and the performance of this website.
§ 04

Lawful basis.

We process your data on the basis of your consent, the performance of a contract (or steps prior to entering one), our legitimate interests in running and marketing our brokerage, and where we are required to comply with a legal or regulatory obligation.

§ 05

Sharing your information.

We share data only with parties necessary to deliver our service — including lenders, surveyors, solicitors, packagers, credit-reference agencies and our regulated network. We never sell personal data.

Some processors may operate outside the UK; where they do, we put appropriate safeguards in place (such as Standard Contractual Clauses).

§ 06

Data retention.

We retain personal data for as long as we have an active relationship with you and thereafter for the period required by FCA rules and tax law — typically a minimum of six years from the end of our engagement.

§ 07

Your rights.

You have the right to access, correct, port or request erasure of your personal data, to object to or restrict processing, and to withdraw consent at any time.

To exercise any right, email tam.ambia@capitaliscommercial.co.uk. You may also lodge a complaint with the Information Commissioner's Office (ico.org.uk).

§ 08

Cookies.

This site uses essential cookies for security and session management, and analytics cookies to understand how visitors use the site. You can adjust your preferences through your browser at any time.

§ 09

Changes to this policy.

We may update this policy from time to time. The version date below reflects the most recent revision. Continued use of the site after a revision constitutes acceptance of the updated terms.

Last updated · 01 April 2026

CFBUK member and FCA registration number 953250

FCA Reference Number: 953250